Hourly to Salary Calculator
Take the guesswork out of pay comparisons. This hourly to salary calculator shows you exactly what an hourly wage adds up to over a week, month, or year, so you can plan raises, set budgets, or evaluate job offers with confidence. Just enter your hourly rate and hours worked, and get the full picture in seconds.
Table of Contents
What Is an Hourly to Salary Calculator?
An hourly to salary calculator helps you figure out how much an hourly wage adds up to over time, weekly, monthly, or annually. Instead of guessing or doing the math by hand, this tool gives you a quick, clear answer based on how many hours you work per week.
Whether you’re considering a new job, comparing offers, or just trying to budget better, this calculator makes it easy to understand what your time is really worth. You’ll see exactly how an hourly rate stacks up over the course of a full year, so you can make more confident decisions.
How to Calculate Your Annual Salary
If you’re paid by the hour, understanding your annual salary helps you plan better—whether it’s for bills, savings, or comparing job offers. It gives you the full picture of what you’re earning across the year, not just by the week.
Formula to Convert Hourly to Annual Pay
To estimate your yearly income, use this simple formula:
Hourly Rate × Hours per Week × 52 Weeks = Annual Salary
This assumes you work the same number of hours each week for the entire year, with no unpaid time off.
Step-by-Step Example Using a $25 Hourly Rate
Let’s say you make $25 an hour and work 40 hours per week. Here’s how it breaks down:
- $25 × 40 = $1,000 per week
- $1,000 × 52 = $52,000 per year
- $25 × 40 = $1,000 per week
So, if you work full-time at $25/hour with no unpaid breaks, your estimated annual salary is $52,000. Keep in mind, this is before taxes and deductions.
Hourly to Annual Salary Conversion Table
Want a quick way to compare hourly rates with their yearly, monthly, and weekly earnings? Use this table to see what different hourly wages look like across common pay periods. It’s a helpful reference if you’re considering a raise, negotiating pay, or planning your budget.
| Hourly Rate | Weekly (40 hrs) | Monthly (est.) | Annual Salary |
|---|---|---|---|
| $15 | $600 | $2,600 | $31,200 |
| $20 | $800 | $3,467 | $41,600 |
| $25 | $1,000 | $4,333 | $52,000 |
| $30 | $1,200 | $5,200 | $62,400 |
| $35 | $1,400 | $6,067 | $72,800 |
| $40 | $1,600 | $6,933 | $83,200 |
| $45 | $1,800 | $7,800 | $93,600 |
| $50 | $2,000 | $8,667 | $104,000 |
Pros and Cons of Hourly vs. Salary Pay
Choosing between hourly and salary pay can impact more than just your paycheck, it affects your schedule, job stability, and how much control you have over your time. Here’s a quick breakdown to help you weigh your options.
Pros of Hourly Pay
- You’re paid for every hour worked: Overtime hours can increase your paycheck.
- Flexible scheduling: Great for part-time, freelance, or shift-based work.
- Clear earnings tracking: Easy to monitor exactly how much you’re making.
Cons of Hourly Pay
- Unpredictable income: Fewer hours worked means a smaller paycheck.
- No guaranteed paid time off: Benefits like PTO or sick days may not be included.
- Limited extras: Some hourly roles don’t offer health insurance or retirement plans.
Pros of Salary Pay
- Stable income: You receive the same paycheck consistently.
- Benefits are often included: Health insurance, paid time off, and retirement plans are common.
- Stronger for loan applications: Lenders prefer consistent income.
Cons of Salary Pay
- No overtime pay: Additional hours usually don’t come with extra money.
- Expectations of longer hours: Some roles expect more than 40 hours per week.
- Harder to unplug: Salary roles can blur the line between work and personal time.
The best option depends on your lifestyle, goals, and the kind of work you do. If stability matters most, salary might feel more secure. If flexibility and overtime pay are priorities, hourly could be a better fit.
Just Landed a New Job? Time to Recheck Your Pay
Starting a new job is the perfect moment to double-check what you’re earning—and what it really means for your day-to-day life. Whether you’re switching from hourly to salary, negotiating an offer, or planning ahead, knowing your true income helps you stay in control.
Use tools like the hourly to salary calculator and paycheck calculator to break down your income clearly. Look beyond the base pay, consider hours, taxes, and benefits. Even small changes in structure can shift your real earnings and impact your budget.
It’s an easy way to see your actual income and plan with confidence. This tool gives you a fast, accurate breakdown based on your weekly hours.
Many lenders and grant programs ask for detailed financial projections. Your cost breakdown helps you fill out these applications faster, with numbers that actually make sense. It also makes it easier to explain how the money will be used.
Frequently Asked Questions (FAQ)
How Much Is $70,000 a Year Hourly?
If you work 40 hours per week for 52 weeks a year, $70,000 annually breaks down to about $33.65 per hour.
How Much Is $40 an Hour Annually?
At 40 hours per week and 52 weeks per year, $40 an hour equals about $83,200 per year before taxes.
What Is $45 an Hour in Salary?
Working full-time, $45 an hour comes out to roughly $93,600 a year, assuming no unpaid time off.
Edgardo Ocampo
Edgardo is a digital marketing strategist with over 15 years of experience in SEO, paid advertising, and content writing. He helps entrepreneurs grow service-based businesses through smart, practical marketing strategies that get results.